Though both ERISA and workers’ compensation may potentially cross paths when an employee is injured, they are very different programs. If you are a South Carolina employee who has been injured, it is important to determine how you will be compensated for your injuries. This is where the distinction between ERISA and workers’ compensation becomes […]
Employers often offer group life insurance benefits to employees, allowing workers to purchase life insurance coverage at a discount. In most cases, the life insurance company pays benefits to the beneficiary named in the life insurance policy without issue. However, insurance companies are always looking to keep money in their own pockets and frequently deny […]
ERISA is a federal law that provides certain minimum standards for benefit plans provided by private employers. These standards include certain rights employees have against their employers. If you are a member of a group benefits plan, it is important to understand what ERISA is, common ERISA violations, and what your rights are under this […]
As an employee, you may be entitled to certain benefits through your employer. Commonly known employer-provided benefits include health care and retirement benefits. However, what many workers may not be aware of or fully understand are their disability benefits. If you become disabled and cannot work, you may qualify for protection under the Employee Retirement […]
The Employee Retirement Income Security Act of 1974, commonly known as ERISA, regulates pension plans established by private employers. ERISA also regulates other types of benefits your employer might provide, including group health insurance and disability plans. If you were improperly denied disability benefits or if you believe that any of your rights under ERISA […]
After a court awards you compensation in a personal injury case, you may think that you have concluded your legal battle. However, you may not actually be able to enjoy the benefit of the exact amount of damages awarded to you. Personal injury awards are often subject to liens. Liens are claims by various third […]
When employers offer benefits like a 401(k) plan, health insurance, or life insurance, employees have legal rights in the event of a dispute. The federal Employee Retirement Income Security Act, commonly referred to as ERISA, governs employee benefits and protects the rights of all plan participants. Disputes falling under ERISA guidelines are complex and quite […]
ERISA stands for the Employee Retirement Income Security Act. It is a federal law that governs private employers that have 25 or more employees and provide pension, retirement, or other plans. ERISA section 510 protects participants in and beneficiaries of employee benefit plans governed by ERISA. ERISA section 510 also applies to people who have […]
Navigating the world of ERISA and employer benefits claims is complicated, with countless rules and procedures to follow. Meanwhile, your employer and insurance company are looking out for their interests. In some cases, you file a claim to get the support you need, and your claim is denied. At this point, it might feel like […]
Have your ERISA benefits been denied or underpaid? Read on to understand the circumstances under which it might be in your best interest to consult with a qualified ERISA attorney about your claim. The Employee Retirement Income Security Act (ERISA) is a federal law that regulates many insurance plans and group welfare plans that are […]