The Employee Retirement Income Security Act (ERISA) protects employees’ retirement and health benefits. ERISA grants various rights to employees participating in a benefit plan covered under the Act. ERISA also provides causes of action for enforcing those rights.  There are many claims that you can bring under the ERISA statute. Congress wanted to give the […]

If your employer offers group long-term disability insurance, then you probably made a claim with the insurance company after falling ill or being injured. Once denied, you should begin considering whether to bring an appeal. To succeed on your denial of benefits claim, you’ll need to prove the following: You properly made your requests for […]

If you have a group long term disability plan, then ERISA is definitely relevant for you. The fact is that many people will end up with a disability at some point in their working life. The statistics are staggering. According to the Social Security Administration, about 25% of 20-year-olds will have a disability before they […]

There are many reasons that ERISA claims are denied. Your Notice of Denial letter from the insurer should spell out clearly why you were denied benefits. ERISA has set out requirements of what must be included in your Notice of Denial, including: The specific reasons for your denial.The plan provision relied on for denying you […]

If you need help, reach out to an ERISA Claims Lawyer today! What is ERISA? ERISA is short for the Employee Retirement Income Security Act of 1974. Congress passed the legislation in response to events in the 1960s in which large companies went out of business and were unable to pay pension benefits to their […]

Need help with an ERISA appeal? Contact ERISA claims lawyer John Peace today! If you were denied a benefit, you must decide whether you want to ask the plan to reconsider its denial, which is the nature of an appeal. However, you must decide whether it is worth your time to bring an appeal. Asking […]