If you’re a full-time employee, you might have heard of a law called ERISA.  ERISA refers to a federal labor law called the Employee Retirement Income Security Act of 1974. Congress passed ERISA to protect employees who receive pensions or insurance plans from their employers.  ERISA requires private sector employers to follow certain rules on […]

The Employee Retirement Income Security Act (ERISA) is a federal labor law that establishes minimum standards for private sector pensions. It also covers other private sector employee benefits, such as life insurance plans and disability insurance plans. In addition to setting minimum levels of protection, ERISA imposes several obligations on employers. These obligations include: Mandating […]

If you have been denied benefits that you were entitled to under the Employee Retirement Income Security Act of 1974 (ERISA) you may have options to find relief. The first step following a benefits claim denial is to file an appeal, followed by the option for filing an ERISA complaint in court. This process can […]

Though both ERISA and workers’ compensation may potentially cross paths when an employee is injured, they are very different programs. If you are a South Carolina employee who has been injured, it is important to determine how you will be compensated for your injuries. This is where the distinction between ERISA and workers’ compensation becomes […]

Employers often offer group life insurance benefits to employees, allowing workers to purchase life insurance coverage at a discount. In most cases, the life insurance company pays benefits to the beneficiary named in the life insurance policy without issue. However, insurance companies are always looking to keep money in their own pockets and frequently deny […]

Though walking instead of taking a car is better for the environment, it presents risks. Unfortunately, South Carolina isn’t a pedestrian-friendly state. Most people drive, and they may not show a caution toward the walkers and runners around them. South Carolina ranked as the third most dangerous state for pedestrians in 2015. The state’s pedestrian […]

While dogs are “man’s best friend,” this is not always the case. All dogs are not-so-distant relatives of one of the natural world’s fiercest predators: wolves. As a result, they sometimes attack and bite people. Dog attacks can cause serious physical harm and can even kill someone. In addition, dog bites or attacks can leave […]

If you have ever been in a car accident, you know that they are no laughing matter. Car accidents can cause serious injuries or death, extensive property damage, and a great deal of emotional strain. One of the most serious physical injuries you can suffer in a car accident is an invisible one. Internal bleeding […]

Car accidents cause damage in several ways. When we are in an accident, it can affect everything from our personal property to our physical and mental health. That is exactly why every state has rules on things like car accident liability, driver insurance requirements, and driver training requirements. You may be able to seek compensation […]

If you suffer from an injury or illness that keeps you from working for a while, you may be eligible for short-term disability in South Carolina. Short- and long-term disability benefits work similarly to workers’ compensation benefits, but the two are not identical. On the one hand, workers’ compensation covers injuries and illnesses that arise […]