Handling ERISA Accidental Death Coverage Denials

The Employee Retirement Income Security Act of 1974 (ERISA) regulates insurance plans offered by private employers. Through ERISA, employees are guaranteed certain rights in insurance coverage. Unfortunately, insurance companies frequently deny claims despite ERISA’s protections. When insurance companies deny a valid wrongful death claim in violation of the law, you may still recover denied benefits […]

What Type of Employee Welfare Plans Are Not Subject to ERISA Regulations?

The federal Employee Retirement Income Security Act (ERISA) regulates most retirement and health plans private employers offer employees. However, not every employee welfare plan falls under ERISA’s purview. Governmental entities, churches for their employees, and plans maintained solely for workers' compensation, unemployment, or disability laws are generally not covered by ERISA regulations. ERISA does not […]

How to Prove You Are Not at Fault in a Car Accident

Establishing who is responsible is an essential part of dealing with the aftermath of an accident. Drivers often mistakenly assume that the other party will admit to fault. You may think your hands are clean, but the other driver—or their insurance company—might not agree.  If you’re not proactive about demonstrating you’re not at fault, you’re […]

Purpose of ERISA

If you and your family get health, dental, or vision care through employer-provided insurance, it’s important to understand your rights under the Employment Retirement Income Security Act (ERISA). ERISA safeguards the group benefits that millions of American employees and their families depend on for healthcare, retirement savings, and insurance. However, few employees fully understand what […]

What To Do After A Car Accident

Anyone who’s been in a collision on the road knows that life can change very quickly. It only takes a moment for a broken tail light or a distracted driver to turn an ordinary commute into a life-altering event. However, few drivers realize that the hours and minutes after a crash are also critical. What […]

ERISA Litigation Trends

The Employee Retirement Income Security Act (ERISA) is a crucial, sweeping law. As such, courts are constantly resolving new ERISA issues. Plaintiffs bring new arguments, try novel theories, and focus on different parts of the plan. Meanwhile, different circuit courts respond to those new theories in distinct ways. All of these factors combine to create […]

average settlement for drunk driving accident

If you were in an accident with a drunk driver you may be experiencing several different emotions including anger, frustration, confusion, fear, and worry. Being in a vehicle accident with someone who just made a simple driving error is one thing. Still, it is another to sustain serious injuries because someone made the completely irresponsible […]

Common Causes of a Motorcycle Accident-min

Riding a motorcycle can be a fun and rewarding experience, but it is important to remember that it is also dangerous. South Carolina has over 148,000 registered motorcycles, contributing to the state’s high rate of motorcycle accidents. So how dangerous is riding a motorcycle in South Carolina, and what are the most common causes of […]

Erisa Non-Discrimination Rule

As a South Carolina employee, you have rights regarding employer-sponsored benefits. The Employee Retirement Income Security Act (ERISA) is a federal law that protects your rights regarding your employer-provided benefits, such as health insurance and retirement plans. It is important to understand your rights under ERISA, as the rules and regulations surrounding employee benefits can […]

wrongful death damages in South Carolina

Words fail to describe the loss of a loved one. It’s always a life-defining experience. Yet, your loved one’s death is especially traumatic when it stems from someone else’s negligence or recklessness. Whatever the exact situation, seeking legal redress might seem like a distant fantasy. Nevertheless, it’s vital to understand your rights and legal options […]