Commercial trucks, because of their weight, size, and high travel speeds, pose a significant danger to other drivers on the road. For this reason, truck drivers and trucking companies are held to a high standard. If you were involved in a truck accident, you might be able to file a claim. A South Carolina truck […]
When employers offer benefits like a 401(k) plan, health insurance, or life insurance, employees have legal rights in the event of a dispute. The federal Employee Retirement Income Security Act, commonly referred to as ERISA, governs employee benefits and protects the rights of all plan participants. Disputes falling under ERISA guidelines are complex and quite […]
Today, an increasing number of Americans face the denial of long-term disability coverage. Unlike social security disability, your employer provides long-term disability coverage through an insurance company. The coverage is governed by a federal law called the Employee Retirement Income Security Act (ERISA). Insurance companies deny long-term disability applications for a number of reasons. If […]
ERISA stands for the Employee Retirement Income Security Act. It is a federal law that governs private employers that have 25 or more employees and provide pension, retirement, or other plans. ERISA section 510 protects participants in and beneficiaries of employee benefit plans governed by ERISA. ERISA section 510 also applies to people who have […]
If you have a long-term disability insurance policy, you may be surprised to learn how many ways your insurance company can find to reduce the payments it owes you. Almost all long-term disability policies permit the insurer to use “other benefits” to offset the amount they must pay. This means that in most cases, the […]
ERISA is the Employment Retirement Income Security Act of 1974. ERISA regulates many employer-sponsored benefit plans such as retirement, health insurance, and long term disability insurance. ERISA protects employees by: Requiring plan administrators to be transparent and keep employees informed;Preventing mismanagement by defining standards that plan administrators and other fiduciaries must follow; andProtecting employees’ rights […]
A wrongful death lawsuit is a lawsuit brought against a defendant who has caused someone’s death either through negligence or through an intentional act. South Carolina Code of Laws Section 15-51-10 defines this as a “wrongful act, negligent or default of another.” Determine if a Wrongful Death Lawsuit Can Be Filed To determine if a […]
If you were injured in a car accident, you might be wondering, does my car accident head injury qualify for a claim? Head injuries can cause complex medical issues that may induce severe long-term damage to your quality of life. If you become injured in a car accident, determining negligence and who is at fault […]
Navigating the world of ERISA and employer benefits claims is complicated, with countless rules and procedures to follow. Meanwhile, your employer and insurance company are looking out for their interests. In some cases, you file a claim to get the support you need, and your claim is denied. At this point, it might feel like […]
Slip and falls happen every day. Whether you are in the grocery store or at a restaurant, you may be injured in a slip and fall accident. If this happens, you may be entitled to compensation for the accident, your injuries, future disabilities, a loss of income, and more. Personal Injury Lawsuit Process Below, we […]