Congress passed the Employee Retirement Income Security Act (ERISA) to standardize the insurance benefits provided to private-sector employees. Employees participating in ERISA-covered plans have the right to appeal denials of benefits. This includes all denials of long-term disability (LTD) claims. However, ERISA is a complicated law, and filing an ERISA appeal is far from easy. […]
Following a collision with a semi-truck, taking the right steps can help you get the biggest return on your accident claim. However, considering the pain you’re likely experiencing and the anxiety you feel because you can’t work, it is understandable you might not know what to do. You’re not alone. Most people are confused and […]
If you or a family member sustained injuries or died in a truck accident, you may be wondering who can be held liable in a truck accident. This is an important question. Holding all parties accountable for your truck accident is the best way to ensure you receive full and fair compensation for your injuries. […]
The Employee Retirement Income Security Act (ERISA) is a federal law that regulates the vast majority of group employee benefit plans. It covers disability insurance plans and life insurance plans offered by private-sector employers. ERISA also covers accidental death and dismemberment (AD&D) policies. However, most people do not know about ERISA or how it impacts […]
If need help understanding why your ERISA life insurance claim was denied and the appeal process, contact John Peace at Peace Law Firm by calling 864-298-0500 today. The death of a loved one is nothing short of devastating. And that hardship is made all the more difficult when you receive a rejection from your loved […]
Have you experienced a breach of fiduciary duty under ERISA? If you've seen irregularities in your 401(k) you should speak to an ERISA lawyer with extensive experience. Contact John Peace at the Peace Law Firm today: (864) 298-0500 A breach of fiduciary duty under the Employee Retirement Income Security Act, better known as ERISA, is […]
Unexpected events can happen. Injuries and illness are a part of life. Being prepared and understanding your rights can make a strenuous time in your life a little less complicated. There are several types of disability benefits available in South Carolina. Short- and long-term disability benefits are just two. Some injuries are minor, and you […]
When people set up retirement accounts, they sometimes forget to designate a beneficiary. Or perhaps they named a beneficiary, but their relationship with that person changed. A beneficiary will receive the benefits of your plan upon your death. The last thing you want is your hard-earned money to go to someone who is no longer […]
Some people unexpectedly find themselves with long-term health conditions that keep them from working. When this happens, you may have some options for replacement income, including Social Security Disability Insurance and the long-term disability insurance your employer maintains that is regulated by the Employee Retirement Income Security Act of 1974 (ERISA). Perhaps you applied for […]
When you have a long-term health condition that keeps you from working, you may feel overwhelmed by medical appointments and treatments. In addition to dealing with this life-altering situation, you may also feel confused by the different deadlines involved in filing for your employer’s long-term disability insurance. Long-term disability insurance provides income replacement when you […]