FAQs: ERISA and Pension Plans

The Employee Retirement Income Security Act (ERISA) plays a massive role in the benefits of American employees. However, only some people know how ERISA helps them. That means unsavory employers can shortchange employees by providing retirement and pension plans that fail to meet ERISA’s requirements. The best way to combat this behavior is to educate […]

You may have many personal reasons to sue a fiduciary that broke your trust, one of the fundamental reasons likely being significant financial loss. If you are a beneficiary and believe a fiduciary breached their duty, you may have a claim for a civil lawsuit.  What Is a Fiduciary Duty? A fiduciary duty is a […]

What Conditions Qualify for Long-term Disability in South Carolina

When life throws you a curveball with a disabling condition, wondering who will pay your bills should not be a priority. Your finances should not precede your recovery. Often, when a disabling condition hits your household, finances become an unavoidable cause of concern and anxiety. However, if you have a long-term disability policy, you can […]

Denied insurance claims

If your life insurance claim was wrongfully denied, you should speak with an attorney today. Contact Peace Law Firm for a free consultation. Insurance companies are businesses. And like any other business, they do everything in their power to bring in huge profits every year. That means they will go to great lengths to find […]

Congress passed the Employee Retirement Income Security Act (ERISA) to standardize the insurance benefits provided to private-sector employees. Employees participating in ERISA-covered plans have the right to appeal denials of benefits. This includes all denials of long-term disability (LTD) claims. However, ERISA is a complicated law, and filing an ERISA appeal is far from easy. […]

The Employee Retirement Income Security Act (ERISA) is a federal law that regulates the vast majority of group employee benefit plans. It covers disability insurance plans and life insurance plans offered by private-sector employers. ERISA also covers accidental death and dismemberment (AD&D) policies. However, most people do not know about ERISA or how it impacts […]

If need help understanding why your ERISA life insurance claim was denied and the appeal process, contact John Peace at Peace Law Firm by calling 864-298-0500 today. The death of a loved one is nothing short of devastating. And that hardship is made all the more difficult when you receive a rejection from your loved […]

Who Can Be a Beneficiary on an ERISA Plan

When people set up retirement accounts, they sometimes forget to designate a beneficiary. Or perhaps they named a beneficiary, but their relationship with that person changed. A beneficiary will receive the benefits of your plan upon your death. The last thing you want is your hard-earned money to go to someone who is no longer […]

How Does Approval for Social Security Disability Affect My ERISA Long-Term Disability

Some people unexpectedly find themselves with long-term health conditions that keep them from working. When this happens, you may have some options for replacement income, including Social Security Disability Insurance and the long-term disability insurance your employer maintains that is regulated by the Employee Retirement Income Security Act of 1974 (ERISA).  Perhaps you applied for […]

What Is the Statute of Limitations for Long-Term Disability ERISA Claims

When you have a long-term health condition that keeps you from working, you may feel overwhelmed by medical appointments and treatments. In addition to dealing with this life-altering situation, you may also feel confused by the different deadlines involved in filing for your employer’s long-term disability insurance.  Long-term disability insurance provides income replacement when you […]