If you’re a full-time employee, you might have heard of a law called ERISA. ERISA refers to a federal labor law called the Employee Retirement Income Security Act of 1974. Congress passed ERISA to protect employees who receive pensions or insurance plans from their employers. ERISA requires private sector employers to follow certain rules on […]
The Employee Retirement Income Security Act (ERISA) is a federal labor law that establishes minimum standards for private sector pensions. It also covers other private sector employee benefits, such as life insurance plans and disability insurance plans. In addition to setting minimum levels of protection, ERISA imposes several obligations on employers. These obligations include: Mandating […]
If you have been denied benefits that you were entitled to under the Employee Retirement Income Security Act of 1974 (ERISA) you may have options to find relief. The first step following a benefits claim denial is to file an appeal, followed by the option for filing an ERISA complaint in court. This process can […]
Though both ERISA and workers’ compensation may potentially cross paths when an employee is injured, they are very different programs. If you are a South Carolina employee who has been injured, it is important to determine how you will be compensated for your injuries. This is where the distinction between ERISA and workers’ compensation becomes […]
Employers often offer group life insurance benefits to employees, allowing workers to purchase life insurance coverage at a discount. In most cases, the life insurance company pays benefits to the beneficiary named in the life insurance policy without issue. However, insurance companies are always looking to keep money in their own pockets and frequently deny […]
ERISA is a federal law that provides certain minimum standards for benefit plans provided by private employers. These standards include certains rights employees have against their employers. If you are a member of a group benefit plan, it is important to understand what ERISA is, common ERISA violations, and what your rights are under this […]
As an employee, you may be entitled to certain benefits through your employer. Commonly known employer-provided benefits include health care and retirement benefits. However, what many workers may not be aware of or fully understand are their disability benefits. If you become disabled and cannot work, you may qualify for protection under the Employee Retirement […]
The Employee Retirement Income Security Act of 1974, commonly known as ERISA, regulates pension plans established by private employers. ERISA also regulates other types of benefits your employer might provide, including group health insurance and disability plans. If you were improperly denied disability benefits or if you believe that any of your rights under ERISA […]
After a court awards you compensation in a personal injury case, you may think that you have concluded your legal battle. However, you may not actually be able to enjoy the benefit of the exact amount of damages awarded to you. Personal injury awards are often subject to liens. Liens are claims by various third […]
When employers offer benefits like a 401(k) plan, health insurance, or life insurance, employees have legal rights in the event of a dispute. The federal Employee Retirement Income Security Act, commonly referred to as ERISA, governs employee benefits and protects the rights of all plan participants. Disputes falling under ERISA guidelines are complex and quite […]