What Does an ERISA Attorney Do?
Have your ERISA benefits been denied or underpaid? Read on to understand the circumstances under which it might be in your best interest to consult with a qualified ERISA attorney about your claim.
The Employee Retirement Income Security Act (ERISA) is a federal law that regulates many insurance plans and group welfare plans that are offered by private industry employers in the United States.
While ERISA offers some very important legal protections for beneficiaries (workers and their family members), the law also stacks the deck in favor of the insurance companies.
Unfortunately, in practice, many claimants have a hard time getting the full and fair ERISA benefits that they deserve.
If your benefits were denied or underpaid, you should reach out to an experienced ERISA claims attorney for help.
When to Hire an ERISA Lawyer
ERISA lawyers handle a wide range of different cases in which plan participants/beneficiaries are denied the full and fair benefits that were earned.
Specifically, you should hire an ERISA attorney if you find yourself facing any of the following scenarios:
- A plan administrator breached its fiduciary duty to the participants and the beneficiaries;
- Major investment losses were suffered in a pension/retirement plan;
- Your ERISA disability claim was denied;
- Your ERISA life insurance claim was denied; or
- Your long-term care claim was denied.
Finally, if for any other reason, you believe that you were wrongly denied employee benefits or that you were offered less than you rightfully deserve, it is essential that you seek professional legal guidance as soon as possible.
How ERISA Attorney John Peace Will Protect Your Rights
The ERISA claims process is highly technical and exceptionally complex.
You do not want to go up against the large insurance companies on your own. Insurers have a comprehensive understanding of ERISA rules and regulations — they have developed a range of strategies to protect their own profits and interests.
At the Peace Law Firm, our experienced South Carolina ERISA attorney is ready to protect your rights. Among other things, we are prepared to:
- Conduct a free, strictly confidential assessment of your ERISA case;
- Answer your questions and address your concerns;
- Conduct an in-depth investigation — obtaining additional evidence; and
- Take action to file an administrative appeal or an ERISA lawsuit.
With ERISA cases, there are strict deadlines, specialized evidentiary rules, and unique appeal procedures. It is crucial that you hire a top ERISA attorney who knows exactly how the law works in practice.
Our law firm will make sure that your claim is handled properly. We will protect your legal rights and financial interests at every stage of the claims process.
ERISA Claim FAQ
When Should I Hire an ERISA Attorney?
If your ERISA disability or life insurance claim was denied, it's a good idea to contact a lawyer. You should also reach out to an attorney if major losses were suffered to your long term retirement plan. If you aren't sure whether or not you have a case, seek a free consultation.
Will an ERISA Lawyer Provide a Free Consultation?
At the Peace Law Firm we offer free ERISA claim case reviews. During this this consultation, attorney John Peace will examine the facts of your denial or issue and provide feedback for the best course of action.
Can I Appeal a Denial without an ERISA Attorney?
You probably can, but it's not recommended. The fact is, insurance companies have endless budgets and attorneys of their own. An ERISA lawyer will best know how to negotiate with the insurance company and effectively defend your claim.
Get Immediate Help From ERISA Lawyer John Peace
At the Peace Law Firm, we have deep experience handling the full range of ERISA claims. Employers and insurance companies must be held accountable. If you or your loved one is struggling to recover the full and fair ERISA benefits that you deserve, please do not hesitate to contact us today to get a free, confidential consultation.
With an office in Greenville, SC, we handle ERISA claims throughout North Carolina and South Carolina.