In 1974, Congress passed The Employee Retirement Income Security Act (ERISA) to establish protections for private-sector employees who had health insurance or pension plans with their employer. Under ERISA, a wrongful denial of benefits can be appealed. In other words, you can take your employer to federal court if their actions resulted in an ERISA-related […]

Aside from wages and earnings in general, retirement benefits represent a sizable portion of one’s compensation. After all, these benefits are designed to allow us to retire one day while still bringing in enough money to live—ideally, to live comfortably.  Key Takeaways Court Discretion on Attorney Fees: ERISA regulations give federal judges authority to award […]

You work hard for job benefits. The Employee Retirement Income Security Act of 1974 (ERISA) helps ensure that your employer and benefit plan administrators work hard to protect your benefits when you need them most. What plans are subject to ERISA? Many retirement, healthcare, and insurance plans for non-church and non-government employees.  At the Peace […]

Each new year brings opportunities for change to many parts of life—especially when it comes to your financial future—and 2025 is no exception. In this coming year, several new rules and updates in federal law will bring significant changes to 401(k)s, individual retirement accounts (IRAs), and other retirement plans. In this blog post, we’ll give […]

When people set up retirement accounts, they sometimes forget to designate a beneficiary. Or perhaps they named a beneficiary, but their relationship with that person changed. A beneficiary will receive the benefits of your plan upon your death. The last thing you want is your hard-earned money to go to someone who is no longer […]

Americans paid $2,194,625 for personal health care in 2010. In that same year, private health insurance companies spent $849 billion and recovered an estimated $1.7 billion to $2.5 billion through subrogation. If you have filed a lawsuit against someone who injured you, and you received health benefits from a private employer, your health insurance company […]

Please Note: The Peace Law Firm is licensed to practice only in North Carolina and South Carolina. We’re not afraid of employers or insurance companies, and we can help you get the compensation you deserve. Finally, we handle all cases on a contingency basis. Even if you’re not sure whether you should file an ERISA […]

When you enroll in an employee benefit plan, you trust whoever manages it will act in your best interests. These managers, known as fiduciaries, play a vital role in safeguarding the benefits employees have worked hard to earn. Because of their important work, federal law binds fiduciaries to certain standards for responsible plan management. Under […]

Please Note: The Peace Law Firm is licensed to practice only in North Carolina and South Carolina. You’ve worked hard to earn your benefits, but now, when you need them most, suddenly you’re being told you can’t access them. Your company or its benefits provider is probably trying to tell you it’s your fault. You […]

Employers often offer group life insurance benefits to employees, allowing workers to purchase life insurance coverage at a discount. In most cases, the life insurance company pays benefits to the beneficiary named in the life insurance policy without issue. However, insurance companies are always looking to keep money in their own pockets and frequently deny […]