You work hard for job benefits. The Employee Retirement Income Security Act of 1974 (ERISA) helps ensure that your employer and benefit plan administrators work hard to protect your benefits when you need them most. What plans are subject to ERISA? Many retirement, healthcare, and insurance plans for non-church and non-government employees. At the Peace […]
Each new year brings opportunities for change to many parts of life—especially when it comes to your financial future—and 2025 is no exception. In this coming year, several new rules and updates in federal law will bring significant changes to 401(k)s, individual retirement accounts (IRAs), and other retirement plans. In this blog post, we’ll give […]
When people set up retirement accounts, they sometimes forget to designate a beneficiary. Or perhaps they named a beneficiary, but their relationship with that person changed. A beneficiary will receive the benefits of your plan upon your death. The last thing you want is your hard-earned money to go to someone who is no longer […]
Americans paid $2,194,625 for personal health care in 2010. In that same year, private health insurance companies spent $849 billion and recovered an estimated $1.7 billion to $2.5 billion through subrogation. If you have filed a lawsuit against someone who injured you, and you received health benefits from a private employer, your health insurance company […]
If you and your family get health, dental, or vision care through employer-provided insurance, it’s important to understand your rights under the Employment Retirement Income Security Act (ERISA). ERISA safeguards the group benefits that millions of American employees and their families depend on for healthcare, retirement savings, and insurance. However, few employees fully understand what […]
Please Note: The Peace Law Firm is licensed to practice only in North Carolina and South Carolina. We’re not afraid of employers or insurance companies, and we can help you get the compensation you deserve. Finally, we handle all cases on a contingency basis. Even if you’re not sure whether you should file an ERISA […]
If you were hit by a drunk driver in South Carolina, you can sue them in civil court for damages. These include medical bills, lost wages, punitive damages, and compensation for pain and suffering, such as emotional distress and mental anguish. If you were in an accident with a drunk driver you may be experiencing […]
When you enroll in an employee benefit plan, you trust whoever manages it will act in your best interests. These managers, known as fiduciaries, play a vital role in safeguarding the benefits employees have worked hard to earn. Because of their important work, federal law binds fiduciaries to certain standards for responsible plan management. Under […]
As a South Carolina employee, you have rights regarding employer-sponsored benefits. The Employee Retirement Income Security Act (ERISA) is a federal law that protects your rights regarding your employer-provided benefits, such as health insurance and retirement plans. It is important to understand your rights under ERISA, as the rules and regulations surrounding employee benefits can […]
Employers provide company vehicles for work use, making them liable for most accidents during work hours. In South Carolina, they must cover medical expenses for injured employees. If the accident happens during personal errands, the employee may be personally liable. Workers' compensation and liability laws determine who pays. In South Carolina, employers typically cover medical […]